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Randy Reay

Loan Officer

Office: 908-578-2769
Fax: (908) 592-0263
Email: rreay@jerseymortgage.com
Address: 511 South Avenue East Cranford, NJ 07016
NMLS #: 110185

More About Randy Reay:

Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is unheard of in the industry today.

We realize that our business is a business of referrals, and that providing you with prompt and professional service is how we stay in business. This is illustrated every day by the referrals we receive from past clients, realtors, attorneys, financial planners, and other companies associated within the mortgage industry. These referrals provide you with confidence that you are working with a company you can trust.

Contact me today at 908-578-2769 with any questions you may have.




I was referred to Jersey Mortgage after I was being scammed by another Mortgage Company. It was actually my attorney who told me to give them (and more specifically Randy Reay) a call. My attorney was right on the money!!!!! Both Randy and Suzy Lobo went above and beyond to help me through the loan process. They explained everything to me and made sure I understood what was going on. When the other mortgage company started giving me a hard time about transferring my files over, they went to work and ensured I didn't have to spend any extra money in having to do an appraisal over again. Great team!!! Towards the end of the loan process (right before closing) we had a minor set back, which they told me how to correct and get to closing. I'm sure they were the key to helping me get this loan. Oh....and they made sure I got a great interest rate. Thanks so much Randy and Suzy!!!



Download your copy of our 203K Booklet "Understanding Home Ownership" HERE.

First time home buyer loans don’t have to be confusing

Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.

There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.

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Loan Options

You Can Pick From

Because we’re a direct lender, we’re able to offer programs and services that others can’t; like direct in-house underwriting, FHA, USDA, VA, First Time Home Buyers, and other home loan programs. And, we have established relationships with all the major financial lenders so you get exactly the right loan package for your needs.

  First Time Home Buyers

Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.

  FHA Loans

FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history

  USDA Rural Housing Loan

When a traditional home loan isn’t an option, and you’ve found a home in an eligible county, a USDA Rural Housing Loan is an option.

  VA Home Loans

The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.

  Mortgage Refinancing Options

With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate

  Reverse Mortgages

There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.

What Our Customers Think

See what others are saying about our unequalled service, and why we have built a reputation second to none!